IS THERE ADDITIONAL MONEY TO RECOVER AFTER A LOUISVILLE AUTO ACCIDENT?
A lot of injured people hear one phrase and assume the case is over: policy limits. The insurance adjuster says the at-fault driver has offered the limits, and that sounds like the most money available. Sometimes it is. Many times it is not. A Louisville car accident attorney should be checking whether that offer is really the end of the case or just the end of one layer of insurance.
This matters most in serious injury claims. If the wreck caused surgery, a fracture, significant wage loss, permanent pain, or long-term treatment, a small liability policy may be nowhere close to enough. That is when a Kentucky car accident lawyer starts looking for other available coverage, including underinsured motorist (UIM) coverage, umbrella policies, employer or commercial policies, and other facts that can materially change the value of the case.
DO NOT MAKE THIS MISTAKE AFTER A LOUISVILLE AUTO ACCIDENT
The mistake is signing a release before the insurance picture is fully mapped out. Once the wrong release is signed or the wrong step is taken, a client can lose leverage and sometimes lose access to valuable additional coverage. That is not a technical mistake. That is a money mistake.
A Louisville auto accident lawyer should also be asking whether the vehicle was being used for work, whether the driver lived with relatives who may have applicable coverage, whether your own policy has UIM protection, and whether every notice requirement has been handled correctly. In large-loss cases, the difference between a surface-level review and a full insurance search can be enormous.
HOW CAN YOU AVOID THESE MISTAKES AFTER A LOUISVILLE AUTO ACCIDENT
Richard Breen Law Offices looks beyond the first check on the table. We look at the full insurance stack, the release language, the timing, and the proof needed to move the case from a small offer to the most value the law allows.
Before you accept “policy limits,” call Richard Breen Law Offices for a free case review. If you need a Louisville car accident attorney who knows how to find overlooked coverage and protect a UIM claim, we are ready to help.
