Louisville Car Accident Attorney: What Happens If the At-Fault Driver Has No Insurance in Louisville?

You might wonder if you need to call a Louisville car accident attorney. Uninsured (UM) and underinsured (UIM) drivers pose a real risk on Louisville roads. If you’re hit by someone without insurance, your own UM coverage may become the primary source of compensation. Many people don’t realize how important this coverage is until after they’ve been injured in a Kentucky car accident.
Even when dealing with your own insurer, the process can be challenging. Insurance companies tend to evaluate UM/UIM claims the same way they evaluate third-party claims — by looking for ways to limit payouts.
As Louisville car accident lawyers, we help clients understand how their policy may apply and what options may be available for recovering losses such as medical bills, lost income, and pain and suffering.