
One of the most common questions we hear as Louisville car accident lawyers is how long someone has to file a claim after a crash. In Kentucky, you generally have two years from the date of the accident — or two years from the date PIP benefits were last paid — to pursue a personal injury claim. Waiting too long, however, can make it harder to build a strong case.
Important evidence can disappear quickly. Skid marks fade, surveillance footage may be erased, and witness memories become less reliable. As a Kentucky car accident attorney team, we’ve seen how delays tend to benefit insurance companies rather than injured people.
Reaching out early can help us preserve evidence and start protecting your rights right away. Even if you’re unsure whether you want to file a claim, we can discuss your options and help you understand what the legal timeline looks like in Louisville and throughout Kentucky.